Purchasing an extended warranty for a car over 100k miles has many advantages.
The best providers for covering high-mileage models are Endurance, CARCHEX, and CarShield.
See which vehicles last the longest, which ones are deemed unreliable, and how a service contract could benefit you and your wallet.
Affiliate disclosure: Automoblog and its partners may be compensated when you purchase the products below.
Our team reviewed the best extended car warranty companies and graded each one based on plans, prices, and customer service. Read more to learn about our top picks as well as what you should look for in a used car warranty.
There are many extended car warranty companies, but we picked five of the top providers for cars with more than 100,000 miles. Most extended auto warranty companies offer multiple plans, from powertrain-only warranties to full-coverage options similar to your car’s factory warranty.
Best Extended Warranty for High-Mileage Cars
CARCHEX and Endurance specifically advertise plans meant for vehicles with more than 90,000 miles. Below, you’ll find our choices of the best plans for high-mileage vehicles.
Key Components Covered
Select Premier Coverage
Vehicles up to 8 years old or 200,000+ miles
Engine Transmission Drive axle Transfer case Air conditioning Heating Cooling Electrical Seals and gaskets
Engine Transmission Drive axle Fuel delivery Transfer unit Brake system Suspension Steering Electrical Air conditioning Cooling system Turbocharger Electronics and high-tech components Audio center Seals, sealing boots, and gaskets
All radiator components All sensors Anti-lock brake system Digital displays Heat/AC blower motor and heater core Power seating, windows, doors, and mirrors Rear glass heating Windshield washer pumps
Customer service can be just as important as warranty coverage. You want a contract with an extended car warranty company that’s transparent, responsive, and trustworthy.
In our research, we considered factors like customer service hours, money-back guarantees, Better Business Bureau (BBB) ratings, and customer reviews to provide a rating for each of the companies offering the best extended warranties for cars over 100k miles.
High-Mileage Car Warranty Companies
Endurance wins our vote for Best Overall. Its EnduranceAdvantage™ plan is the company’s highest level of coverage and can cover vehicles for over 200,000 miles. The company has affordable plans and a good reputation within the industry.
CARCHEX, which we rated as Best for Used Cars, is another good option for cars with more than 100k miles. In addition, CarShield offers quality coverage for high-mileage vehicles.
In the table below, you’ll find the other companies that made our top five.
Best for Used Cars
Affordable Monthly Payments
Best Online Process
*Overall scores represent each company’s performance in our 2023 auto warranty study and are not specific to cars with over 100,000 miles. Provider rankings, are, however, ordered by how well they serve customers with these vehicles.
1. Endurance: Best Overall
Endurance is our team’s choice for Best Overall among the providers in our study. But the company is also a good choice for extended warranties for cars over 100k miles.
Powertrain-plus coverage with the shortest waiting period
Drivers of high-mileage vehicles
Specifically-designed powertrain-plus coverage for older cars with lots of miles on them
Drivers on a budget
Most affordable powertrain coverage plan
Both extended warranty and maintenance coverage
High-level stated-component coverage plus regularly scheduled maintenance services like oil changes
Endurance Select Premier: Best Warranty for Cars Over 100k Miles
We selected the Select Premier plan as our choice for Endurance’s best extended warranty for cars over 100k miles. This stated-component plan is available for cars with up to 150,000 miles on their odometers. Endurance designed the Select Premier plan to protect critical components like the engine and transmission as well as other important systems like steering and electrical.
Here are the parts covered under the Endurance Select Premier plan:
EnduranceAdvantage Car Warranty
Endurance also offers a maintenance plan for cars with over 100k miles called EnduranceAdvantage. With this plan, you’ll get coverage for the routine maintenance services that keep your car in good running condition.
These plans are split into three tiers: Prime, Plus, and Preferred. All of these plans cover high-mileage cars, but the Prime plan is available for vehicles regardless of mileage when the contract starts.
Each plan differs in terms of the components it covers, but all of them cover the same regular maintenance items, including:
Engine diagnostic exams
EnduranceAdvantage plans also cover several one-time maintenance services, such as:
Brake pad replacement
Cooling system maintenance
Front or rear wiper blade replacement
One scheduled service coverage
Endurance Warranty Benefits
Each plan comes with 24/7 roadside assistance, trip interruption coverage, and rental car reimbursement. In addition to component coverage, you’ll receive these perks with a one-year Endurance Elite Benefits membership:
Total loss protection: Get up to $1,000 toward a replacement car after a total loss incident.
Collision discount: Receive up to $500 per covered collision, with a $1,000 limit.
Key fob replacement: If you lose or break your key fob, you can get up to $500 toward the replacement.
Tire repair or replacement: Get up to two tires repaired or replaced per year if they’re damaged due to road hazards ($125 per tire).
CarShield offers coverage for vehicles up to 300,000 miles. That makes the company a viable option if you’re looking for an extended warranty for cars over 100k miles. CarShield is also the most popular provider in our study, in part due to its competitive pricing.
CarShield Warranty Highlights
Six warranty options
More than 18 years of extended warranty experience
Covers cars up to 300,000 miles
Offers month-to-month coverage
CarShield Warranty Plans
CarShield offers the following plans:
Type of Coverage
New cars that will be kept for a longer period of time
Bumper-to-bumper coverage with few exclusions
Protection for most of your car’s vital parts
Drivers of unreliable cars liable to have hefty repair bills
Drivers on a budget
Drivers of high-tech vehicles
Specialty plan for alternator, engine control module, and electrical components
Motorcycle & ATV
Drivers of specialty vehicles
Platinum or Silver coverage
CarShield Gold Plan: Best Extended Warranty for Cars Over 100k Miles
Our team selected Gold as CarShield’s best warranty plan for high-mileage vehicles. This plan offers stated-component coverage for vehicles well beyond 100,000 miles on the odometer.
The Gold plan covers the following components:
Cooling system (including the water pump)
Seals and gaskets for covered repairs
CarShield Warranty Benefits
CarShield plans come with several benefits that may be valuable for cars over 100k miles, when the chance of a mechanical breakdown is much higher. Each CarShield plan includes the following benefits:
Well-known provider that offers great coverage with great pricing
High-Mileage Extended Car Warranty
Getting a car warranty for vehicles with higher mileage can be challenging. Most dealership warranties expire well before your odometer reaches the 100,000-mile mark. To continue your coverage and have peace of mind for even the most expensive repairs, getting an extended warranty for cars over 100k miles means you’ll want to consider an aftermarket warranty provider.
While we reviewed the best extended car warranty companies for cars over 100k, some other used car warranty companies also offer car warranties that extend beyond 100,000 miles. Keep in mind that extended warranty eligibility periods are usually based on a variety of factors like your car’s age and mileage.
Longest Extended Car Warranty
Here’s a look at the extended car warranty companies that offer the longest vehicle service contracts.
Longest Extended Car Warranty Company
Omega Auto Care
Protect My Car
What Should Your Extended Car Warranty Include?
Don’t choose an extended warranty for a car over 100k miles that skimps on repairs and dodges on its promises. If your engine stops working and the vehicle protection plan only covers repairs on meaningless parts, you’re in for a headache. Extended coverage is likely worth it if the warranty cost is less than the expected cost of repairs. Make sure to compare multiple companies as well as check customer reviews while researching which company to pick.
Types Of Extended Coverage For High-Mileage Vehicles
Whether you have a new car or a used car, protection is key. There are three main types of extended coverage: powertrain warranties, bumper-to-bumper warranties, and stated-component warranties.
A powertrain warranty covers only the most important components of the car, including the transmission, engine, and drivetrain. This makes it a cheaper and longer-term contract. With powertrain coverage, you’ll get protection for the following components:
There’s no guarantee that every part of your car’s engine or drivetrain will be covered, so you may want to consider more extensive coverage from pricier plans.
If you’re worried that your old car will have mechanical breakdowns, a bumper-to-bumper warranty is the best type of extended warranty for cars over 100k miles. These plans are similar to manufacturer warranties on new vehicles and offer the most comprehensive coverage of the three plan types.
While it won’t cover every part of the car, a bumper-to-bumper warranty typically protects the most important components of your vehicle, usually with few exclusions. Coverage may include the braking system, electronic system, lighting, suspension, power steering, and air conditioning.
Many providers offer options that fall between a basic powertrain warranty and an exclusionary warranty. These named-component plans list which parts they cover. Components and systems that are not specifically named won’t be protected.
Extended Warranty Benefits For Cars Over 100k Miles
Many extended auto warranties offer flexibility with covered car repair shops as well as additional reimbursement for rental car services or towing. Most car warranty companies will work with any ASE-certified mechanic, however, it’s always a good idea to ask warranty representatives about these features.
Exclusions For High-Mileage Coverage
Depending on the warranty option you choose, your service plan might cover just about everything in your vehicle. But there are some things warranties won’t cover, including:
Regular maintenance such as oil changes and tire rotations
Wear and tear items like brake pads and windshield wipers
Automotive repairs resulting from misuse or lack of maintenance
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Extended Warranties For Cars Over 100K Miles Cost
Our team reached out to extended car warranty companies to get quotes for a 2013 Honda Accord. Endurance quoted us $205 per month for 30 months for the Secure Plus plan, while the CARCHEX quote we received was for $200 per month for 18 months for the Silver plan. The Endurance plan term length was for 5 years/100,000 miles, while CARCHEX was for 5 years/75,000 miles.
Is an Extended Warranty Worth It For Cars Over 100k Miles?
A vehicle service contract is worth it for many owners of high-mileage vehicles. In many cases, you’ll save money compared to paying for repairs out of pocket. But even if you don’t, many owners find the peace of mind that comes with a warranty worth the cost.
Projected repair costs are higher than warranty costs: Sites like RepairPal can help you estimate the average cost of repairs for your vehicle. If the average repair costs for your car exceed the cost of coverage, it could be smart to get extended coverage.
You prefer to spread out big expenses: Some people prefer spreading out major expenses like car repairs over many months rather than paying all at once. An extended warranty can help you take this approach.
You want to increase your car’s resale value: Most third-party warranties can transfer to a new owner if you sell your car. This can add value to your vehicle and help it stand out in a competitive used car market.
You don’t like surprises: One of the main reasons people purchase an extended warranty, especially for higher-mileage vehicles, is to gain peace of mind. Mechanical breakdowns are much more likely to happen with older cars. A warranty can help you be prepared for that situation so you don’t get caught off guard with huge surprise repair bills.
If your vehicle requires types of repair related to wear and tear, an extended warranty may not be the most cost-effective option. Always read your vehicle service contract’s fine print for full coverage details.
Best High-Mileage Used Cars
For owners that want to keep their vehicle for years to come, another consideration is owning a vehicle that is reliable and likely to last you a long time. The sections below will look at the most and least durable vehicles.
In a 2018 study by iSeeCars.com, experts looked at 13.5 million cars sold in 2017 and determined that full-size SUVs are generally the longest-lasting vehicles. Below are the two highest-ranked vehicles in the study.
Durability: Toyota is famous for its long-lasting cars, with the Sequoia having strong reliability ratings as far back as 2006. The iSeeCars.com study showed that 6.6% of these SUVs had over 200,000 miles and 0.2% had over 300,000 miles. According to RepairPal, the Toyota Sequoia has an average annual maintenance and repair cost of $642, which ranks it fifth out of 14 for full-size SUVs. We drove the 2018 Toyota Sequoia TRD Sport in 2018 and gave it a 91% grade.
Durability: The iSeeCars.com report found that 5.4% of Ford Expeditions had more than 200,000 miles. According to RepairPal, the average annual maintenance and repair cost is $861, which is about 10% more expensive than RepairPal’s category average of $784.
Least Durable Vehicles
Consumer Reports looked into the 10 least reliable cars and found the Volkswagen Atlas and Buick Enclave to be the worst. Here are a few details on each:
Durability: HotCars.com included this midsize SUV on its 2019 “Built to Crumble” list, noting electrical system, engine, and brake issues. The 2018 model has had 14 recalls, according to the National Highway Traffic Safety Administration (NHTSA).
Durability: Consumer Reports scored the Buick Enclave’s predicted reliability at 1 out of 5. RepairPal also found this midsize SUV to have a higher frequency and severity of repairs compared to other cars.
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Extended Warranty for Older Cars: Conclusion
Not all extended warranties for high-mileage cars are worth what you pay for them. And depending on your vehicle and personal situation, you might not need one. However, for many drivers, a service contract can offer major benefits.
Whatever you decide, be sure to get free quotes from multiple warranty providers and always be sure to read the fine print. That way, you can compare offers to find the best coverage at the right price.
Extended Warranty for Cars Over 100k Miles: FAQ
Below are frequently asked questions about extended warranties for cars over 100k miles:
What is the cost of an extended auto warranty?
We found that a five-year bumper-to-bumper warranty can cost about $2,400. However, small down payments and easy monthly payment plans can make repairs much more affordable than an out-of-pocket engine or transmission rebuild.
Does AAA offer extended auto warranties?
AAA Carolinas, AAA Northeast, and AAA Mid-Atlantic provide extended warranties and vehicle protection plans, but you may not be able to find this service in other regions of the U.S. Check with your local AAA site to figure out whether you could get coverage.
What is the CarShield mileage limit for extended warranty coverage?
The mileage limit for CarShield’s Platinum plan is 300,000 miles for most vehicles, making it a viable provider for extended warranties for cars over 100k miles.
What happens when a car reaches maximum mileage?
Cars do not have a “maximum mileage.” If you continue to replace components as they wear out, a car could theoretically last forever. However, cars typically start to need more frequent repairs after 100k miles. At some point, repairs and upkeep may cost more than the car is worth.
How can I reach Protect My Car customer service?
If you need to reach Protect My Car customer service, the easiest way might be to call its toll-free customer service line at 888-964-6754 and speak to a team member directly.
Does a CarShield warranty cover the water pump?
Yes. CarShield offers four plans that cover your vehicle’s water pump: Diamond, Platinum, Gold, and Silver.
How much is a 100,000-mile warranty?
How much a 100,000-mile warranty costs depends on many different factors. Some of these include how many miles your car currently has, what kind of condition it’s in, and what kind of coverage you want.
Can you get an extended warranty from a manufacturer?
You can get an extended warranty from many car manufacturers such as Honda, Ford, and Hyundai. These plans typically require you to have your vehicle serviced at dealerships or repair shops certified by the manufacturer. They also tend to come with fewer coverage options than you would find from a third-party warranty provider.
Who has a 100k mile warranty?
Hyundai, Genesis, Mitsubishi, and Kia each offer a 100,000-mile warranty on new vehicles. However, only the powertrain coverage extends to 100,000 miles. If you want a bumper-to-bumper warranty that covers up to 100,000 miles, you’ll need to buy additional coverage.
Does CarShield cover high-mileage vehicles?
Yes, CarShield covers high-mileage vehicles. Its mileage limit for most of its plans is 300,000 miles, which is significantly higher than the limits from most third-party extended car warranty providers.
Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.
Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
Transparency: We consider the transparency of each company’s contracts and the availability of a money-back guarantee when determining this score.
Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.